Chama Chipulu is  a Chartered Certified Accountant (ACCA) and a Fellow of the Zambia Institute of Chartered Accountants (FZICA) with a career spanning over 20 years. He also holds a Bachelor of Arts in Accounting and Finance and an advanced certificate in Investment Advisory.  

Chama Chipulu has held senior roles in finance including that of Chief Financial Officer for Zambia Reinsurance PLC and Accounting and Risk Manager for Diamond General Insurance Limited (now Swan Insurance Zambia). He began his accounting career in audit having worked for Grant Thornton Zambia and BDO Zambia.

He is also a member of the Institute of Directors of Zambia (IODZ).