We offer coverage for a broad range of casualty risks – leveraging our experienced term, and strong balance sheet our clients better navigate their exposures.
Comprehensive Liability – Also referred to as Commercial general liability insurance, or CGL insurance, helps protect your business from claims that it caused by bodily injuries or damage to another person’s property. Includes coverage for;
- Attorney and defence costs
- Evidence and documents gathering
- Medical payments
- Judgments
- Settlements
Insights on cost of cover:
- Type of business: The more risk your small business faces, the higher your rate can be.
- Location: Less populated areas may mean your business faces less risk. So, this can reduce your rate.
- Revenue: The higher your business’ annual revenue or sales, the more you may pay to obtain insured coverage.
- Coverage limits: If you choose a higher limit for your CGL insurance policy, your rate will increase.
Motor Reinsurance – Auto Liability:Our Treaty and Facultative (Individual Risk and Programs) products are tailored to each client’s needs, covering quota share and excess of loss structures on both non-standard and standard Personal Auto as well as on all Commercial Auto operations.
Auto Physical Damage: Our Auto Physical Damage reinsurance product fits a wide range of clients for a variety of exposures on a per-unit or per-occurrence basis. Exposures include high-valued automobiles, classic (collectable) autos, buses, RVs, tractor-trailers, emergency response vehicles, trucks, and motorcycles.
Personal Accident – This coverage provides monetary payments in the event of bodilyinjury sustained by the insured. It covers injury caused by violent, accidental, external and visible means subject to the options selected by the insured.
Management and Professional Liability in the face of tightening regulation/law
Workers Compensation and Employer’s Liability